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Health Benefits Plans Now Offered to Eligible NJDA Members by the

Association Master Trust

​What Association Master Trust (AMT) Provides
With more than 1​1,000 participants from 1​6 member association benefit trusts and trade associations, Association Master Trust (AMT) allows you to get the same benefits plans the large businesses offer. Qualifying NJDA members are eligible to secure comprehensive, self-funded group benefits with all the advantages of network services and modern claims administration.
  • Full menu of "cutting edge" benefit plans
  • AMT plans pay dividends when appropriate
  • AMT contracts with Horizon Blue Cross Blue Shield of NJ for access to the national Blue Cross Blue Shield provider network.
How does this member benefit work?
Association Master Trust is a not-for-profit, self-funded MEWA (Multiple Employer Welfare Arrangement). AMT contracts with Horizon Blue Cross Blue Shield of New Jersey for network access and benefit administration. The NJDA formed the NJDA Benefits ​Trust to be able to offer this opportunity to our eligible members through our association with AMT. 

The NJDA Benefits Trust is administered by a group of NJDA trustees and officers. The NJDA also holds a seat on the board of AMT.

How do I choose the right plan for me and get a price quote?
Contact Joy Castagno at AMT. She will review your current coverage with  you and put  you in touch with a sales representative.  Phone Joy at 973-379-1090, ext. 229.

To learn more about AMT, ​visit