Click each bill name for more information
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S. 765/A.3246, sponsored by Senators Nellie Pou (Bergen and Passaic) and Joe Pennacchio (Essex, Morris, and Passaic), prohibits carrier from precluding dentist from billing covered person under certain circumstances. VIEW
This bill passed the Senate on 6/29/22
This bill passed the Assembly on 12/21/23
This bill was signed into law on 1/8/24
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NJDA Statement: This law, among other things, prohibits dental insurance plans from disallowing the collection of payment for covered dental services when a dentist obtains written informed consent from a patient prior to a procedure being performed. This consumer-focused legislation gives patients information to make their dental health determinations, and ensures that practitioners will be fairly compensated for the care the patient needs and wants.
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S.3133/A.4913, sponsored by Senator Gordon Johnson (Bergen), Requires health insurance carriers to reimburse health care providers using check or electronic funds transfer. VIEW
This bill passed the Assembly on 6/30/23
This bill passed the Senate on 12/21/23
This bill was signed into law on 1/8/24
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NJDA Statement: The NJDA supported this legislation, which prohibits the health insurance companies from issuing virtual credit cards for claims payments. This practice had become a growing trend among insurance carriers and third party administrators. While dental offices can process these payments just like it does any other credit card transaction, it has been reported that this form of claims payment regularly carried a higher processing fee than a traditional debit or credit card. It is the NJDA’s position that dental practices should not be paying processing fees for claims payments issued by insurance carriers, particularly when other, no-charge options are available - including ACH payments and traditional paper checks. With the enactment of this law, New Jersey adds its name to a growing list of states that have taken action against virtual credit card payment for healthcare claims. The other states include: Alabama, Arizona, Connecticut, Georgia, Louisiana, Maryland, Missouri, Nebraska, North Carolina, Oklahoma, Oregon, Texas, and Utah. In fact, New Jersey’s law goes even further by encompassing payment choice and fee transparency as a whole for all healthcare providers, rather than narrowly focusing only on virtual credit cards.